Personal Insurance Plans
Auto, Home, Life Insurance & More, in Wake Forest NC
Green & Wooten Insurance provides quality personal insurance plans. We have served clients since 1945, and are dedicated to providing individuals and their families with comprehensive, competitive insurance protection. Personal insurance plans help protect your most valuable possessions including your home, car, apartment, recreational vehicles and more. These types of policies also provide clients with protection in the event of a natural disaster, lawsuit, illness, burglary or accident. Our team of independent insurance agents is focused on building strong, long-lasting relationships with our clients. This personal approach offers much more than insurance. It promises the comfort of dealing with a local insurance agent you can talk to and meet with. We take the time to review your personal situation and recommend insurance solutions which fit your lifestyle, objectives or home business needs.
We are proud to offer the following personal insurance coverages:
Every time you get behind the wheel of an automobile, the potential for an accident exists. Many times through no fault of your own, you're left with a damaged car. By some estimates, 90% of drivers are under-insured and 25% have no car insurance at all. Personal automobile insurance can repair or replace your vehicle and protect you from financial ruin.
No matter if you own a house, condo, or rent an apartment, for most people their home and personal property are their most valuable assets. Home insurance not only covers your dwelling and personal property, it provides liability protection and much more. Many homes are under-insured because owners based their insurance on market value, rather than the true replacement cost of the home. This can lead to inadequate limits to replace the home.
What would happen to your loved ones if you were suddenly gone? Would they be clear of debts? Would your children have money for higher education? Could your spouse fulfill the plans you made with each other? LLife insurance provides your loved ones with the dollars to reduce what they have to worry about during difficult times such as final expenses, debt, education expense, and replacing lost income. Since people are living longer, life insurance premiums are more affordable today. In addition, there are many policy options out there, and we will work with you to choose the policy that best fits your needs and current situation.
- Term Life – This type of policy provides you with an affordable way to protect your loved ones for a specified period of time such as 10, 20, or 30 years of coverage and guaranteed benefit. Our insurance agents will work with you to make sure you receive the right insurance plan for your family. This plan is often chosen by clients who need coverage to protect debt, children, and loved ones.
- Permanent Life – There are many benefits to a permanent life insurance policy. It can help better prepare your family for the unexpected and build a cash value you can use during your lifetime. It can also provide you with equity for loans and fixed payments that do not increase over time. This type of insurance policy can be the foundation for your family's financial protection, and we will work with you to create a policy that fits your current and future needs.
Many people make the mistake of relying on their landlord's insurance policy to protect them in the event of loss or accident. The landlord's policy will not cover your property. The right renters insurance policy provides you with protection in the event something happens to your belongings. The insurance specialists at Green & Wooten will help you choose the right renters policy to fit your situation, no matter if you rent a full house or single room apartment.
Condo or townhouse owners have different insurance needs than typical homeowners. Living in and owning a condo means, while you own your individual unit, you also share ownership of the common areas and overall structure of your building. Your condo association may pay for the common areas, but just how much of the structure do they insure and what part of the building are your responsible to insure? The condo association’s policy will not pay for your personal property or your personal liability if someone is injured in your home or you cause damage to other units. We will work together with you to find a policy that provides the best coverage to fit your situation and home.
No matter what type of boat you own, we have the experience to help you find the appropriate protection. We will take a closer look at your existing marine policy, or help you design a new one. Our agents can help you find coverage for fishing boats, sail boats, yachts, pleasure boats and more. Our goal is to help you enjoy your time out on the water without worry.
A home based business policy provides you with coverage for your business's personal property, such as equipment, inventory, supplies, and so on. This type of policy provides protections not included in your homeowner's policy, and can cover losses or damage from business related activities conducted both in your home and off-site. It can also provide lost-income protection in the event that your home is damaged and you are unable to work.
While your homeowners insurance policy does protect many aspects of your home and personal property, it does not cover damage caused by floods. This can be problematic, considering in recent years flooding has impacted many areas that are not considered to be in a flood zone. A flood insurance policy provides protection against losses resulting from lengthy and heavy rainfalls, storm surges, snow melts, heavy rainfalls and with other causes of rising water. Together with you, the team at Green & Wooten Insurance will help you decide if a flood insurance plan is right for you.
If you live in a high risk area that faces a 1% (or more) annual chance of flooding, your mortgage lender may require you to carry flood insurance. Even if you are not required to have this type of coverage, it's still a good idea to carry it, since flooding can and does occur in low- to moderate-risk areas.
Umbrella insurance policies give you an additional layer of security and level of protection from serious liability issues. This type of policy extends your protection beyond the liability limits of your standard policies including home insurance, car insurance and other causes of rising water. We will work with you to create the appropriate umbrella insurance policy so you receive better protection and peace of mind.Back to Top
Providing Personal Insurance Since 1945
Green & Wooten Insurance has provided a range of personal insurance plans since 1945. For over three generations, our insurance agency has been a trusted name in insurance. Our insurance agents are proud to serve individuals and families throughout the area with quality insurance services, that not only keep them covered, but give them a peace of mind.
For more information about our insurance services, our company, or insurance rates and plans, please contact us at 919-556-4171 today.
We also provide:
- Motorcycle Insurance
- Motor Home Insurance
- Recreational Vehicle Insurance
- Vacation Home Insurance
- Jet Ski Insurance
- Excess Umbrella Insurance
- Beach Plan
- Wedding Protection Plan
- Worker's Compensati